- Centurion Member
- Posts: 423
- Joined: Thu Aug 09, 2012 7:54 am
- Location: VA
Yes, you can get denied for a secured card. A friend of mine just recently did because her credit is a disaster.
Yes, getting those collection accounts off of your report will cause it to increase a lot, and having 2 secured cards reporting will help out the rebuilding.
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)