- Gold Member
- Posts: 26
- Joined: Sun Jan 13, 2013 3:00 pm
- Location: Portland, OR
I'm having a heck of a time searching out a direct answer to this, I've tried 3 different forums and a handful of terms but can never really find the answer, so I apologize if this is a redundant question.
I have heard of companies like Barclays closing/suspending accounts without warning due to significant inquiry or utilization changes on your credit reports.
Is this something that AmEx or Discover (or others) will do as well?
I'm not worried about an FR, I didn't lie and can back my income claims.
I am, however, worried about just flat out having a credit line closed on me because my utilization jumped way up (surgery, 0%) or my number of inquiries got oddly high (couple of new lines, new credit union membership, etc.).
Thanks in advance.
[CENTER][font=Arial][size=60]Equifax: 753, Transunion: 742, Experian: 740
Discover It 10,000
USAA Total Rewards Visa 16,000
AmEx HH 16,300 | AmEx BCP 2,000
Chase Freedom Visa 10,000 | Chase Slate Visa 1,500
PenFed Platinum Visa 10,000 | PenFed Line of Credit 3,500
CapOne Platinum Mastercard 5,000 | CapOne Best Buy 4,500 | CapOne Orbitz Visa 1,000
OnPoint Platinum Visa 5,500 | Barclays NFL Visa 2,500 | US Bank Cash 1,500 | KeyBank PLOC 1,500
Amazon Store Card 400
Total Credit Line: $91,200 -- Last Updated: July 28th, 2013[/size][/font][/CENTER]