- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
"Final" results - can anyone guess? I bet you can. It "remains".
So, I'm going to have to file a complaint with the FTC while I seek a good NACA attorney.
If anyone knows of a NACA attorney willing to take the case, please post or PM with details. And yes I'm aware it will cost me money.
You may wonder why I'm so worried about an account that isn't hurting my credit. I'll tell you why - if they can illegally re-age that and get away with it brazenly, it's only a small step to re-age it as a collections account that DOES hurt your credit long after it should have disappeared.
Plus the fact is, whether it hurts my credit right now or not, it should be LONG off my reports. As stated it was charged off over 20 years ago with no activity since. Apparently they seem to think they can just re-age it for eternity.
Last but not least I really do not believe in the government (anymore than I believe in Santa Claus) or our legal system. I think it's all just a sham trying to hide the fact we have the best government money can buy and that our government is a wholly owned entity controlled by corporate America. (That's why they get bailouts for being stupid while if a storm wipes us out we are just told f you and don't loot a Walmart for food or we'll shoot you). I have NO faith in our legal system, and no real personal basis to say one way or the other if my beliefs and attitudes are true. Thus I have to say I'm not in the least surprised when a company open violates the law and just expects to get away with it - happens all the time here in the US where they get a free ride while we are made examples of. A good example of that would be age discrimination, or them refusing to hire anyone with anything on their legal record. Those are against the law but companies violate that law basically very openly all the time, and you never really hear about anything happening to them for it. They would I'm sure be shocked if anything did. (So would I). So, basically, I would like to test my beliefs and receive either proof that yes this is a sham as I suspected and our system is the most crooked in the world, or no, while there are examples of how our system is flawed it is possible for even the mighty corporation to be held to the law here. At least this way I can say I have actual personal reasons for how I feel.
So that sums it up. What's right is right, and it's against the law for these people to eternally re-age accounts for whatever they get out of that (what exactly is beyond me as it's not a negative but they are deliberately doing it and thus must get something). I will keep the board posted, please keep me posted if you can suggest a good attorney for me to contact. I did contact someone over the weekend but have heard nothing, most likely this won't be very important to most of them, but discovery should prove the facts and allow a win and proof that they are deliberately violating the law in the end.