- Centurion Member
- Posts: 307
- Joined: Wed Jan 02, 2013 3:43 pm
- Location: USA
Money card wrote:I would just call the back of the card and speak to an account mgr tell him/her that you want to cancel your card.
I highly recommend you do not close your oldest cards, thats what hurts your credit score. If your average age of accounts drops significantly as a result of closing a card, your score will probably drop. Just keep it in a drawer provided theres no annual fees. Theres nothing wrong with having 3-5 credit cards total, thats average.
Amex BCE: 3% grocery, 2% gas
Bank of America Better Balance Rewards MC: $25/quarter bonus
Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
Capital One Quicksilver Visa Signature: 1.5% everything
Chase Freedom Visa Signature: 5% rotating
Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
Discover It: 5% rotating
SallieMae MC: 5% Groceries, Gas, Amazon
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Sock Drawered: Chase Sapphire, Chase Amazon[/size]