sticf wrote:I usually have made that decision before the bill arrives. I am planning a trip to Monaco in 2014 so I am working on getting airline miles and status this year. As of right now I am working on getting 2 signing bonuses (both on points cards). The cards sign up bonuses were too good to pass up so I am charging everything to them. After the bonuses are satisfied I will reevaluate, my points situation.
All of that being said normally I would stick with the Cash Back card in almost all situations.
So I guess my decision method follows something along these lines... Bonus, Cash, Points (if needed for something in the next year)...
Would you mind sharing the details of the signing bonus, just so I can get an idea?
I was just approved the CSP and will be getting married in May of this year. I plan on dropping the entire honeymoon on the card for the 40,000 in points offer. Then figured after a year I can redeem them for our 1 year anniversary. Also, just picked up the Discover IT card. So, trying to understand when I should be using the IT card, which seems to me would be in situations whereby CSP only offers 1x points.