- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
Q. How many inquiries are too many?
A. 0. 1 is a worse crime against humanity than anything Hitler did.
Q. What % utilization should I carry?
A. Optimally 0.0000001%. See if you can buy anything for a penny, and charge that and leave that on your card.
Q. What banks are considered subprime?
A. Anything other than American Express.
Q. My credit stinks my score is in the 500s I have numerous recent baddies and a BK showing, what's the odds I can get a great prime card or a new car loan at 0% APR?
A. About the same odds as you winning the lottery, if you don't buy a ticket.
Q. How come the people at the payday loan place I go to are always so friendly?
A. Might have something to do with the fact you keep renewing your loan for an APR of 1867%.
Again these are meant as HUMOR Happy New Year!