Really New to the World of Credit (Need Solid Help)

For just about anything you want to get off your chest about credit cards.
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CCGuy88
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Posts: 37
Joined: Sun Dec 30, 2012 6:28 pm
Location: Houston, Texas

Postby CCGuy88 » Thu Jan 03, 2013 6:11 pm

ok guys. I found out 2 things today from my annual credit card report: The car was only reported to 2 agencies, and the delinquent collections are on equifax. So filed a dispute, and have to wait tomorrow to speak with the loan officer.

I'm guessing I need to wait 30 days now before I go get a secured card to see how the dispute goes? Or should I get a secured card?


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