Applied for card, answer in 15-30 days by mail?

For just about anything you want to get off your chest about credit cards.
16 posts
Randiesel75
Platinum Member
Platinum Member
 
Posts: 84
Joined: Thu Dec 27, 2012 8:43 pm
Location: Clark, NJ

Postby Randiesel75 » Wed Jan 02, 2013 6:57 pm

Robrus1 wrote:It'll still be two separate inquiries on your credit, but if you do it now, Discover won't see the inquiry made for the CSP. Since you got approved for a CSP you should have no problem getting a Discover card. IT card pays better cash back than the More card.


Wow, glad I read this before I applied for Discover. I had no idea about the IT card as it wasn't listed on the front page, only in the blog section. As I am in need of a cash back card, this seems the obvious winner. I think with both CSP and IT I will be set for awhile.

Appreciate the support, both Rob and 99, thanks much!


Randiesel75
Platinum Member
Platinum Member
 
Posts: 84
Joined: Thu Dec 27, 2012 8:43 pm
Location: Clark, NJ

Postby Randiesel75 » Wed Jan 02, 2013 7:16 pm

That was easy.

The Discover IT card is mine. Should have it in 7-10 days, woohoo!

MemberSince99
Centurion Member
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Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Wed Jan 02, 2013 8:20 pm

Was it instant approval? What kind of limit did they give you?

Congratulations again!

And yes the IT card does offer better rewards than the More now. Makes me wonder if they don't plan to eventually not offer the More, like Amex did with the Zync. I would not be at all surprised.

Randiesel75
Platinum Member
Platinum Member
 
Posts: 84
Joined: Thu Dec 27, 2012 8:43 pm
Location: Clark, NJ

Postby Randiesel75 » Wed Jan 02, 2013 8:51 pm

MemberSince99 wrote:Was it instant approval? What kind of limit did they give you?

Congratulations again!

And yes the IT card does offer better rewards than the More now. Makes me wonder if they don't plan to eventually not offer the More, like Amex did with the Zync. I would not be at all surprised.


Yep, instant approval. Not sure on the limit, guess I will need to log back in to check or just wait for the card to arrive.

Yeah, don't see why they would need to offer 2 cards that are practically the same.

Robrus1
Centurion Member
Centurion Member
 
Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Thu Jan 03, 2013 7:59 am

Nice! Congrats! Their system probably won't let you create an account for a few days, but I think they sent me an email saying when I was able to, and then I found out what my limit was.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

Randiesel75
Platinum Member
Platinum Member
 
Posts: 84
Joined: Thu Dec 27, 2012 8:43 pm
Location: Clark, NJ

Postby Randiesel75 » Thu Jan 03, 2013 8:48 am

I was able to create an account, even adding in my bank details for payments. I did try logging back in but I guess it wasn't fully setup yet.



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