Freedom/IT Credit Bureau Reporting

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kcarter609
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Joined: Thu Aug 09, 2012 7:54 am
Location: VA

Freedom/IT Credit Bureau Reporting

Postby kcarter609 » Mon Dec 24, 2012 8:05 pm

When do they report? The same day your statement posts? I'm looking to apply for a BCE in January to maximize back dating, but I want to make sure my Freedom/IT post before I apply. I assume they report the day the statement posts, so if I wait a couple days beyond that, I should be good, right?

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)


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Terry
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Postby Terry » Mon Dec 24, 2012 9:15 pm

When I run an Experian credit report one to two days after statement closing date of my Chase Freedom and Discover IT, the monthly update has posted. A few days after Experian, the Transunion report will reflect the update.
AMEX Green Card - NPSL [Member Since 1995]
AMEX Everyday Card ($25,000)
Chase Visa Signature ($17,000)
Citi Visa Signature ($16,000)
Discover IT ($17,500)
Sam's Club MasterCard - ($20,000)
Wells Fargo Personal Line of Credit - ($15,000)

FICO's - 803 EX, 805 EQ, 799 TU [01/2017]



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