- Green Member
- Posts: 4
- Joined: Fri Dec 21, 2012 12:27 am
- Location: Seattle, WA
I know, YMMV and all, but every source I have seen online has claimed that requesting a CLI through Bank of America's website results in a soft inquiry.
My BofA Platinum Plus (1.7k CL) is my oldest card, and I just keep it around for the sake of my credit history. I have cards with 10k CL on them, so I figured I would go for a 3x increase on the BofA card to 6k, especially considering my perfect payment history.
I instantly get approved for a CL of 3.9k, and I thought that was that. Today, I got an alert that a hard inquiry was made to TransUnion. When I checked, it was none other than BofA on 12/22, obviously for the credit limit increase.
What's the deal? Has this happened to anyone else?
Chase Freedom VISA
Blue Cash Everyday AMEX
Gold Premier Rewards AMEX
Citi Diamond Preferred MC
BofA Platinum Plus VSIA
Citi Forward VISA