- Centurion Member
- Posts: 188
- Joined: Tue Jan 10, 2012 7:11 pm
- Location: New York, NY
It would be helpful to know who she has applied with. Based on what I read here, Cap One (which, for most people, sucks) is a good starter card. She should also consider a secured card. Actually, that may be her best bet. Shop around for a secured card that may revert to an unsecured card after a year or two or good payment history. I know at one time Citibank had a secured card that potentially could roll into an unsecured after 18 months, but I don't know if they still have it. Just Google "unsecured credit card" and see what is available. Also, try to avoid a secured card with a fee.
Cards and Credit lines Acquired:
Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).