RebelGamer137 wrote:I am looking for a good first unsecured credit card. I am NOT interested in a secured credit card. I have tried for several cards so far and so far no luck.
I tried for an Amazon Store Card and got rejected. I tried for an Amazon Visa Card, I am still waiting to hear back from that one. I also tried a Capital One Student Card and I am waiting for a reply but it seems they did reject me when I applied online.
I get that you are not interested in a secured card, but.....! If you keep applying for unsecured, and keep getting rejected, you are racking up hard inquiries on your credit report, lowering your score, leading lenders to think "Either he/she has already got credit from these lenders, so we don't want to take the risk of giving more, or everyone is rejecting, so why should we be different"
If your score is low, or your file thin, secured IS the way to go, at least for a while.