Can you pay your utility bills with a credit card for rewards?

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lanc3085
 
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Can you pay your utility bills with a credit card for rewards?

Postby lanc3085 » Mon Nov 26, 2012 4:44 pm

I'm thinking about getting a Chase Freedom Card. Do you know if you can pay utility bills with these cards? For example, automatic payment for cable, internet, etc and earn cash back on those?


MemberSince99
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Postby MemberSince99 » Wed Nov 28, 2012 10:34 pm

It depends on the company. Some accept credit cards and others don't because they don't want to "eat" the fees it would cost them to accept credit cards.

My internet and cable provider, Time Warner, accepts credit card payments, but my energy company does not. You will just have to ask them what payment forms they accept.

cashback
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Postby cashback » Wed Nov 28, 2012 11:36 pm

lanc3085 wrote:I'm thinking about getting a Chase Freedom Card. Do you know if you can pay utility bills with these cards? For example, automatic payment for cable, internet, etc and earn cash back on those?


I pay cable, insurance, and propane(heat) with a credit card. My electric charges a fee if you pay with CC, wiping out any rewards you would get.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

irvinfitness
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Postby irvinfitness » Thu Nov 29, 2012 9:42 am

US Bank Cash+ would be your best bet for Utilities, but if this is your first credit card you may not be approved. Cash+ allows you to choose 5% categories and utilities are one of the options.

Freedom would only give you 1% for utilities.
[size=60]Chase Freedom Signature - 10k (rotating 5%)
Citi Platinum Select - 8.1k (rotating 5%)
Discover It - 12k (rotating 5%)
AMEX BCE - 20k (Groceries 3% / Gas 2% )
Regions Signature Visa - 5k
US Bank Cash+ - 5.5k (Restaurants/Fast Food 5% / Drug Stores 2%)
Navy Federal cashRewards Visa Signature - 20k (Business Purchases)
Care Credit - 6k (Vet Bills/Dentist - 0% APR)
Chase IHG Rewards (Priority Club) - 18k (Annual Night Certificate, Platinum Elite Status)

Not used except for occasional purchase with promo:
Jared - 7.5k [/size]

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djrez4
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Postby djrez4 » Thu Nov 29, 2012 11:19 am

The Chase Ink series of cards earns 5x points on cell phone, cable and internet bills.

But as everyone has said so far - check for fees. They'll wipe out any rewards.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]



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