- Centurion Member
- Posts: 188
- Joined: Tue Jan 10, 2012 7:11 pm
- Location: New York, NY
I am far from an expert, but from what I know it's very unlikely that it will be removed if the debt and judgment were valid. I was sued for a debt that I was working on clearing up when it went to court. I was never served properly. However, I lucked out in that I satisfied the debt immediately upon learning of the judgment. I went to the clerk's office and was told to dispute the judgment since it had been satisfied and the court would not respond to the credit bureau inquiry and thus it would drop from my report. You can give that a shot. I can tell you that if you do pay the judgment, YOU will need to go to the clerk's office and get the documentation showing the judgment as satisfied and then send it to the credit bureaus. It is your responsibility to get the information to the credit bureaus. If you can't get it removed (and I'm not saying you shouldn't try) the faster that you show the judgment is satisfied (by reporting as I wrote above) the better your chances of future potential creditors looking at your situation in a more favorable light.
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