paparoach429 wrote:I dont spend much money on groceries. I live at home and me and my girlfriend usually go out to eat. Other than spending money on clothes and such, majority of my money goes to bills, gas, and food. Also, "bce/bcp" is Amex correct? Whats the deal with the Amex "clear"? Looks like a cool card but I never hear anybody mention it. Are the rewards better on the bce/bcp compared to the Citi Forward? If so, how?
Don't know off the top of my head, I am going to do some research and report back.
Regarding the Citi Forward, I am going to back away further and make it a more general comparison based on my personal opinion, so this is in no way representative of anyone else's opinion. In general I personally prefer Cash Back cards vs rewards cards because they always redeem at the same value, cash is cash. The rewards cards can be tricky if one doesn't pay attention to exchange rates for points to rewards. From what I have heard and read, it seems that within the possible rewards for a rewards card, there are items that return more per point than others, and as such require more management regarding which rewards to take than I like. For some people, I imagine rewards cards being very good options.
Now regarding the Citi Forward, I would not be an expert on their rewards, but my friends really like it for the student loan rebates. Does anyone have a rewards schedule to use as an example?