- Centurion Member
- Posts: 793
- Joined: Mon Oct 22, 2012 7:11 pm
- Location: NY
So I am in charge of all the finances in our house and have always kept a close eye on how much money comes in and how much is going out. I also check my credit report frequently. My wife is the complete opposite(that's why I'm in charge of money).
Recently, she came in and asked me to check her credit report. so we did. The only things she should have on her report is her school loans and our Amex card. However, thanks to her wonderful mother, she has multiple maxed out and delinquent credit cards(5) as well as one in collections.
She has talked to her mom about it and it's not going to continue, but I was wondering how long these things will stay on the report?
I tried telling my wife how terrible/illegal of a thing this is to do. If she weren't married to me or someone else with good credit she would be SOL if she wanted a car, house, apartment, or even some jobs.
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K
Citi Simplicity - 5K, Sam's Club Discover - 10K
Sallie Mae World Mastercard
Exp 772 - TU 781 - Equ 781