How to deal with 3+ cards

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Postby waffled » Tue Oct 30, 2012 2:27 pm

I have 9 credit cards and I just have all the dates on my iPhone, my phone just reminds me the day a statement is available and I pay it off that day.
AMEX: Premier Rewards Gold, Delta Gold, Delta Platinum, Omaha.
Discover: IT
Mastercard: Capital One Platinum, Citi Diamond Preferred, Scotiabank
Visa: Chase Sapphire Preferred, Chase Freedom, Bank Americard Cash

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Postby DavidNY » Tue Oct 30, 2012 2:36 pm

I have my cards synced so that several are due on the same date. When the date arrives I go through the cards and pay them.

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Postby Rory » Tue Oct 30, 2012 3:57 pm

i manage all of my cards online. I usually sit down once a week, usually sundays, and pay off all of my remaining balances once company at a time. Switching between websites is quick and easy and i can monitor all of my cards outstanding balances so that i keep my utilization low and my rewards high. Good luck.
Amex Zync - NPSL (Cleared up to 25k)
Amex BCE - 12000 limit
Amex BCP - 4200 limit
FIA Rewards Amex- 3500 limit
Chase Freedom - 2000 limit
Chase Slate - 2000 Limit
BoA Cash Rewards Privileges- 3000 limit
Barclaycard Rewards MC - 3000 limit
Discover IT- 3500 limit
Marriott PR- 5000 limit
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Postby FutureBillionaire » Tue Oct 30, 2012 5:31 pm

I set up electronic reminders if possible.

I have all my by cards do at or around the same date. I have some due mid month, and most due at the end of the month. I do my best to align them with pay dates.

I log on to view them once a week or so.

I have mint and love it. I get email reminders of when bills are due.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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Postby hematino » Wed Oct 31, 2012 2:28 am

I'm old school, I have a notebook that I make a sheet with all my credit cards and utilities and stuff, their payments, and due dates. It's not real bad cause everything is due around the same time of the month (+/- 3 days of the 10th), except my Chase Sapphire Preferred which is always on the 24th. I cross off each bill as it gets paid, and log on sometimes to the sites to make sure there aren't any unauthorized charges on anything. It's probably considered an outdated way for the average person my age (late 20s) to do something, but its simple and easy.
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