- Centurion Member
- Posts: 119
- Joined: Tue Sep 18, 2012 6:18 pm
- Location: US
Trumpet brings up a good point about a thin file being something one will need to work around. I would like to add though, that your partner has about 18 payment months of credit history, an average account age of 9 months, and 2 hard inquiries in that time period. In general, most landlords look for negative items while doing a credit check because they are the easiest to spot predictors of poor renter behavior (source: I have two renters at a property of mine). I would wager a guess that you could get a place and have very little to explain if he has not missed payments yet on his two cards.
I would be cautious when considering adding an AU or cosigner to an account, but only you, your partner, and your financial adviser will know enough about your situation to be able to tell you if that is a good idea or not.