- Platinum Member
- Posts: 88
- Joined: Thu Aug 02, 2012 1:18 am
- Location: Nebraska
Something I've been curious about, with an authorized user, who gets the bill? Let's say my mom authorizes me on her account and I make a charge, would I get the bill for my own use or would it go to my mom?
My mom has a Wells Fargo Visa that she's had for 15+ years but I don't think she's used it in a couple of years because she said she didn't want to have to mess with paying another bill. I think the card started out on a different bank before they were bought out or something, I know my parents would never switch on their own. Someone tried to talk my mom into getting a different card a few years back, but she wouldn't do it. She likely has over 10K for a credit limit.
Anyhow my idea was to put my cell phone bill on it every few months to keep it active, but I wouldn't carry a card or use it for anything else. I just figured my cell phone bill because it's something I have to pay anyhow and she wants to know what I'll use it for, so rather than run around town with the card, just put one small bill on it every few months, then put it away.
The idea is to keep her card active for her and to use it no more than necessary to keep it active then hopefully it would help my credit score and help me to qualify for better cards quicker.
So now my mom's question is who gets the bill if I charge something as an authorized user on her account.