- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I'm not all THAT old, but I can remember when...
Visa was called BankAmericard
MasterCard was MasterCharge
The only Amex was green
There was no Discover
There were no debit cards
There were no ATMs
There were no cash advance checks
There were no balance transfers
All cards had some sort of annual fee
None of them offered points, cash back or airline miles
There were no networks or card swipe terminals
The clerk had to see if your card was listed in a circular of recalled cards printed weekly (I think) on pulp paper and kept at every register
The process of paying with credit took longer than writing a check and involved the above mentioned bad card alert circular as well as the clunky Addressograph imprint device
Grocery stores and many other places did not accept cards
If you could buy gas with credit, you couldn't do it at the pump, but you also wouldn't have to pump it yourself either
Speaking of gas, oil company cards were commonplace, as were store cards
People like my grandma thought using a store card was OK if you paid if off monthly, but major credit cards were minted in Hell by the Devil
It was considered rude (because of the interchange fee) by my father to pay with credit at places like the dentist office, or it was considered low-class (because of the stigma of debt) to pay with credit
Women were second-class citizens when it came to extension of credit
The vast majority of people didn't have credit cards and those who did rarely used them (at least by today's standards)
Checks were commonplace, with the canceled ones hoarded for seven years
Young people just didn't have credit cards
I think that pretty well dates me for the crowd here. Does anyone remember something I missed?
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.