New guy here with a question

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Joined: Tue Sep 11, 2012 9:41 pm
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New guy here with a question

Postby waffled » Thu Oct 11, 2012 2:31 pm

Hey everyone, I love taking advantages of credit card rewards and securities like rental insurance, extended warranties, concierge service, etc.

I am 22 and I have 8 credit cards including:
-Amex Gold Premium Rewards ($3000)
-Amex Gold Delta Skymiles ($5000)
-Amex Gold Delta Skylimiles Business ($3000)
-Chase Freedom ($5300)
-Discover IT ($1500)
-BoA BankAmericard ($2000)
-Capital One Platinum ($3000)
-Citi Diamond Preferred ($1000)

My credit is currently at about 750 and my utilization is only about 8% and I have always kept them all paid in time, right now I am looking to slowly increase my total credit limit, I am about to request a credit line increase from Discover and I'd like to know what would be a safe number to request and not be denied, nothing worse than a hard pull with no results!
AMEX: Premier Rewards Gold, Delta Gold, Delta Platinum, Omaha.
Discover: IT
Mastercard: Capital One Platinum, Citi Diamond Preferred, Scotiabank
Visa: Chase Sapphire Preferred, Chase Freedom, Bank Americard Cash

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