Card Suggestions

For just about anything you want to get off your chest about credit cards.
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Card Suggestions

Postby hawkpacific » Tue Oct 09, 2012 6:27 pm

Hello all,

I was hoping you all could give me some ideas regarding which credit card to apply for.

My credit is perfect, recently checked it: I put $52,591.79 on my AMEX Blue Cash. I have been getting around $2,500 back in the form of statement credits.

I want a no fuss rewards program. I read online that the Blue Cash Preferred route is a good way to go.

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Postby Money card » Sat Oct 20, 2012 11:02 pm

so first of all do you travel on business? second what do you use your credit cards for? do you use them at grocery stores, do you use them for gas stations, getting your car oiled and lubed, do you eat out , do you like to shop at department stores like Macys, JC Penny, sears Lord&Taylor ect or do you like to shop at J crew, Armani Exchange, gap ect?

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Postby DavidNY » Sun Oct 21, 2012 4:48 pm

By no fuss do you mean straight cash back? The Fidelity Amex gives 2% cash back on everything.

The only thing is you need a Fidelity account to put the money into. I use their free cash management account, which works like an online checking account.

BCP will be capping the 6% cash back on groceries to $3k next year.

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Postby FutureBillionaire » Sun Oct 21, 2012 9:12 pm

What do you spend the most money on?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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