Well after talking to the woman at Chase I decided to open a checking account with them and take a shot at the Freedom. I figured I could always recon and beg for a small CL, or app at TD. We finished the app and she started explaining how it will take 7-10 days for an approval then another few for the card. When she went to print out the app, there was a message saying I was instantly approved with a $2,700 CL. I couldn't believe it. She even called to have the card expedited so I can have it before my trip next weekend.
I have to say I have been impressed with the CS at TD Bank, but if this was any indication as to how Chase will treat me, I might just be moving all my money.
I've shopped there only once. Mostly for Ikea.