Should I apply for another card if buying a home in a year?

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rtesco
 
Posts: 1
Joined: Wed Sep 26, 2012 10:39 pm
Location: Las Vegas, NV

Should I apply for another card if buying a home in a year?

Postby rtesco » Wed Sep 26, 2012 10:45 pm

Hi, I was thinking about getting a Macy's card in order to have a better mix in my credit. Problem is I just got a card from AMEX last week and I had about 35% of my limit used.

The cards are now with low balances. I'm probably using 2% of my total limit. My plan is to get the Macys card now and leave my credit alone for a good year and just have good standing. I have good credit (720+). I would like to possibly look at buying a home in a year or so, and that is why I'm deciding to apply for another one now. Also; if I do apply, will it be a kill if I were to apply for a Kohl's card as well? I'm only doing this because my parents need them. Thanks


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