- Centurion Member
- Posts: 331
- Joined: Tue Sep 11, 2012 12:21 am
- Location: chicago
Ok people so this is what I've experienced in the year and a half I've had the secured card. When I opened it I put down $150 so my credit limit was $300. I charged at the most about $200 always carrying a balance until about the 6th month I payed the balance in full and didnt use the card for about 4 months and they raised me to a $400 credit limit. I've had that for this past year always using and carrying a balance this year. Now that it is paid in full I plan on keeping it that way for a few months and seeing where it goes from there. Hope this helps newbies!