- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
Don't close the CapOne, just pay it off and put it away. I think Chase Sapphire or Freedom (or both) would be a good choice, particularly if you bank at Chase.
I don't know if the Amex charge cards report to the credit bureaus, but I'm sure someone else here does. If they don't, your plat. obviously isn't helping your credit score.
Considering how much you charge and your auto loan, as long as you're conscientious about paying your bills on time, your credit score should take care of itself.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.