- Green Member
- Posts: 23
- Joined: Fri Mar 16, 2012 12:14 pm
- Location: FL
I utilize Citi's IdentityMonitor which allows me to stay updated on any changes to my credit. While going through my credit report I noticed that Discover, CapitalOne, and Citi all have reported my last balances and credit limits as of May 2012. How often do they report and update credit cards?
I have paid down balances on them and Discover extended my CL another $3k to $10k. I'll have lower utilization and a higher line of credit which I'd obviously like reflected on my credit score. I acquired a Chase Freedom with a $6k limit and a RoomsToGo Card with $3k limit since May, 2012. They are not reflected on my credit report dated 9/19/12.
Just wondering what the lag time is for reporting from these credit companies from those with experience.
Is there a number I can call or a "refresh" button I can hit to submit their updated account profiles for me?
I appreciate it!
American Express Gold Card - NPSL (05/12)
Discover More. 10k (01/01)
Bank Americard Cash Rewards MC 10k 12/12
Capital One Venture Visa. 7.5k (03/12)
Chase Freedom Visa 6k (5/12)
MC Citi Platinum Select. 500 [I]03/12
RTG GE 3.5k 07/12