Where can I get a free FICO score?

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hematino
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Where can I get a free FICO score?

Postby hematino » Wed Sep 05, 2012 1:05 pm

I am curious to know which credit cards, banks, credit unions, and others that offer free FICO scores to customers as a benefit of dealing with them?

Some banks give FAKOs (ex. US Bank gives customers their Experian Plus score), but its more the FICOs that I am personally interested in.

Most of us already know about the Walmart card giving a free monthly TransUnion FICO. But there are definitely other places to get real FICO scores with (besides just buying them on an individual basis). I opened savings and checking accounts not long ago with DCU (Digital Credit Union) not too long ago, because they supposedly give free Equifax FICOs, but I can't personally confirm that yet.

Probably the most sought after FICO is the Experian score, which cannot be purchased from myfico.com, and (with the exception of the EX score that comes with inquiries) only a small handful of financial institutions are able to provide to customers on a regular basis. PSECU (Pennsylvania State Employees Credit Union) does provide EX FICOs to customers, but as of a couple years ago, the loopholes that non-PA residents could get in through have been closed, and is therefore difficult to join.

Anyone have any info to share or know any place that shares real FICO scores as a benefit of being a customer, regardless of the bureau? Any info would be great!
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hematino
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Joined: Fri May 11, 2012 4:08 pm
Location: Atlantic City, NJ

Postby hematino » Wed Sep 05, 2012 3:40 pm

Just to clarify, because the original title was changed by moderators, I don't want a single one time FICO score or report, I'm interested in lenders and cards that offer recurring monthly scores for free.
Now she's eyeless.
The snakes she held once
Eat up her hands.

Crashem
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Postby Crashem » Mon Sep 10, 2012 10:17 am

You got them all aside from some small cu. Walmart for tu fico8 score. Dcu for equifax fico04 and psecu for experian fico04. My local cu gives quarterly fico grade based off of experian, but it is grade with 20pt band.
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hematino
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Joined: Fri May 11, 2012 4:08 pm
Location: Atlantic City, NJ

Postby hematino » Mon Sep 10, 2012 5:05 pm

Thanks Crashem, really appreciate the info. Can't wait set up direct deposit on my DCU checking account so I can get the monthly EQ score, and next year once these inquiries are behind me to app for the Walmart Discover. Man i'm really kicking myself for not being more credit conscious a few years ago, when it was still not too late to jump on the PSECU bandwagon. And I'm only an hour away from Pennsy too. Too late now, will have to be content with EX FAKOs from Credit Sesame, Quizzle, and US Bank and hope my FICO is somewhere along those lines. Thanks again!
Now she's eyeless.
The snakes she held once
Eat up her hands.



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