Didn't mean "the Houston". Sorry I technically live in The Woodlands and probably just mashed them both together.
If you can't upgrade or downgrade the card I will just change products. I really want AMEX to win because its a charge card, but it is already losing by a lot. I had to send address verification about 5 times via different methods before they finally got one an processed it.
I do have a private banker which means I qualify for Palladium, my banker said it is not really important what your credit score is to get their cards when you have Private Client (I have a 720 mostly because of short history, no negatives). I am not comfortable telling y'all what I have with Chase/JPMbut it is nowhere near 30 million (yet
) I have the majority of my assets with an investment firm that has a great track record.