Jeffysdad, Crashem, and Future Billioniare, I think you are all right. The process is certainly slow and much more manual than other issuers, and they probably are shocked at the huge response to this card. It certainly has made a splash in the world of rewards credit cards.
trumpet-205 wrote:Keep us posted.
Like OP, I got Cash Reward instead of Cash+ (my CL is $4K). I called CSR and was told that I have to wait 3 months before they can do anything to my account.
Interesting they told you 3 months, they originally told me 6, and someone else was told within a year. Probably they aren't even sure themselves, their system probably spits out invitations to upgrade every so often and that's about the extent of the CSR's control over it. Personally I would watch your statements like a hawk, they may increase the limit without notification like they did to me. Hell, I only used the card one time before they raised mine. If they do increase the limit to $5000 or greater, call em up and see if they can manually do something for you to get the Cash+ (will prob require another app and inquiry though). Good luck!
craigm1 wrote:I would max the sucker out if you can every month and then after 6 months go for the upgrade, in the intro package it said you can pick the same categories quarter after quarter, i was concerned that they might take away bill pays but it doesn't look like that will happen
Man i hope they don't change that, cause 5% bill pay is one of the main reasons I want this card!
LadyinRed wrote:I agreed to use the card for a few months and try upgrading then.
Two weeks later (without any notice) I got a Cash+ in the mail to replace my Cash Rewards card. I was certainly happy, but also very confused! US Bank is so weird!
Agreed, very weird! That's a nice surprise though, congrats on your Cash+ approval! If you don't mind me asking, did they increase your CL when you got the new card or did it stay the same? Wish they would have sent me the upgrade so I wouldn't have to take all these hard pulls and new accounts, but it is what it is.