- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
Do not go for cap one for new comers. Cap one has better student card. Assuming blank file and income, easiest to get are cap one for students and wells fargomfor students (if you have account with them and apply in branch). Local credit unions also might similar programs. Once you have one or both cards for 6 months and positive history, go for student cards from Citibank and discover. As previous poster mentioned Citibank might be available right away if by recon. Personally I would avoid that chance as with 6 months history, Citibank student card is shoe in. In six more months, go for Amex zync. Great set of cards for rest of college. Might trade out zync for no af revolver from Amex after 6 months to year with zync. In any case, with set of those 5 cards and now 3-4 years history, you will come out of college with credit score solidly in 700s. With new job/salary, pretty much get whatever cards you want and best rates for things like auto loans etc.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k