- Posts: 1
- Joined: Mon Aug 13, 2012 4:30 pm
- Location: tx
I wanted to preface by saying I know the basics of hard pulls and soft pulls etc., but that I am also sometimes willing to believe in people.
TL;DR -> Chase did a hardpull when they told me there would only be a soft pull. Can I get that reversed?
Full Story ->
When my banker at my Chase branch(where my personal accounts are) offered a new business credit card when I just so happened to be hunting for a nice business card, I agreed to signing up for one. (Over the phone with him)
He explicitly told me that there would be no hard pull on my credit, but I suspected that there would be one, but checked with him to ensure that there would be none....
Obviously, after I got the card, I notice the hard pull.
Do I have any options? I know in the past when a home security company did a hard pull on me without my permission, they had to reverse it. Do I have the ability to keep this new credit card, but force Chase to remove the hard pull since they fraudulently told me there would be none?