- Centurion Member
- Posts: 423
- Joined: Thu Aug 09, 2012 7:54 am
- Location: VA
Your credit score will go back to a good number as you pay down the debt. There really isn't a "bad situation" here that you can turn into something beneficial. You'll pay interest, yes, but you paid for your car to be fixed which is necessary. Just don't miss any payments, pay much more than the minimums, and you'll just keep adding to your credit history.
No experience with the NAPA card, so I can't offer any input there.
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