Chase credit score requirements?

For just about anything you want to get off your chest about credit cards.
3 posts
Posts: 1
Joined: Fri Aug 10, 2012 4:27 pm
Location: rochester

Chase credit score requirements?

Postby kayc » Fri Aug 10, 2012 4:31 pm

I recently was forced to file bankruptcy. Soon after, my car died. I was approved for a car loan thru Chase bank at a surprisingly good (for just filing) interest rate. I am looking for the next step to rebuilding my credit.

From what I have read here, it is near impossible to get a Chase credit card without great credit. My score is only at about 625 right now. Should I attempt to apply for a Chase card (will I meet the requirements) or should I hold out a while longer? I have only made 3 timely payments on my car loan so far.

User avatar
Centurion Member
Centurion Member
Posts: 1468
Joined: Tue Jul 31, 2012 12:20 pm
Location: United States

Postby djrez4 » Tue Aug 14, 2012 10:13 am

Wait a little while. Chase will approve mid-high 600s with a good income, but not 625. Try a secured card from Orchard or Cap One to build a new history and bring your score up.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

Centurion Member
Centurion Member
Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Tue Aug 14, 2012 12:30 pm

I agree. You need to avoid chase for now. I would do 2 horrible sub prime cards for 6 months to year to get score up.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 3 guests