- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
Who did you blow away credit issuer wise in the BK? BKs are tricky as you should be prepared to take some hits to discover who is BK friendly or not.
The reality is that you should have been building your credit card portfolio right after BK. As now, you will need to basically start again building credit cards and limits up. If you can afford it, you might want to do a high CL secured card (think 5k or more). Basically with 5k card reporting, you will find unsecured cards more willing to give you 5k+ unsecured. If you don't, you will find your initial cards to be much lower limits. Obviously, once you get your unsecured cards with higher limit, you can then cancel your secured card and get your deposit back.
Once I have more info, I can recommend some cards to start with. But remember credit building is an exercise with its own ups and downs. It is noticeably more complicated with a BK.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k