- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
agp - I had a couple of Chase cards I got in 99 and 2000. One had I think a 9500 limit the other was a lot smaller. Anyway, no excuses but I was not able to pay them and they were charged off. It was a lot of money. So I can understand their hesitation completely.
I realize what you guys are saying, but 2 years is a long time to try to maybe hope someday they would be competitive with what I have right now. Every time I called them the charge offs were mentioned. Again I don't blame them but it's really best that I just don't have a card with a company where I can't grow things. Cap One would be glad to do that for me. Chase is far better, but I'm just saying, all you get is well let's see what happens years down the road. Ok, I appreciate the second chance but I ALREADY have better. If I had Cap One stuck at a 500 limit that might go up in 10 years (maybe), then I could see it, but given my current cards, I just don't have a place for it.
And, to be honest, I couldn't shake the feeling that the charge offs will forever be there no matter what I do now. Again I don't blame them, but I don't need that either.
So the card just didn't fit me. Discover More does what Freedom did with a much higher limit, the ability to grow, and I don't have to hear about the charge offs and try to explain them every time I call Discover.
I am sorry for what happened, that doesn't help them any, but if it's any consolation to Chase, I didn't claim my rewards which were over 100 dollars with the spending bonus. I let them keep the profits I wasn't in it to roll them, I just foolishly thought I could start over. Nope. Isn't gonna happen. I realize that now and will never try that again.