hematino wrote:That's creepy man... wonder why they won't just let it go and leave your credit alone. Is it only Experian they are softing or all of them? It's like the crazy obsessed ex girlfriend that keeps calling or checking your facebook page after you dumped her. Not that I use social networking, but just saying.
Well when they did most of that it was when I did have accounts. Since I closed them, the one a couple days ago was the first soft by them in a while.
Honestly I can't see a reaosn why they would soft, given I'm blacklisted and no longer a member (too bad I can't change my handle on here) but again I think that's just marketing most likely. I personally question why after you've concluded business with a lender in a satisfactory way they still have the right to soft you whenever they please, but it's no different than anyone else doing it I guess.
I would venture a guess that if Amex is softing you every day, you are heading for FR or in dangerous terrority with them at the least. And you might wonder well given that, why would they approve me for 3 cards that soon. I have no logical explanation, the Amex beast does as the Amex beast does. It's different from most, and sometimes that's good and sometimes it's a bit weird. But if you see them softing you every day, best lay low.