- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
Chase is definitely one of the harder banks to get on board with. Here is my thinking however. Chase may or may not require one year experience with credit card before approving no matter what the score. But Chase does have consumer friendly reconsideration process with rejection. Personally, I would app for Chase Amazon card. If rejected, then call for reconsideration. Even if rejected after recon, the most likely reason will be lack of 1 year with credit card. In that case, you can't reapply till March. So even with rejection, the hard pull from it will be well aged and barely affecting credit score by next March.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k