m20e3087 wrote:I have tried to to mine 3 days ago for my diamond card, its say its pending, will recive mail in 10 days. Also says it took the score from a file that they have on there system. My credit is frozen, will it effect me from getting a CLI? Which one do they pull?
You initiated a CLI online or they solicited you? Usually Citibank CLI's are soft pulls from data they already have on file. Citibank, like other creditors recieve updated scores each month or each quarter and they base the CLI on that info. I believe they still recieve updated information reglardless of your bureau being frozen but I cannot confirm this.
How much did you request? If you requested a rather large increase, then yes, they are going to want to pull a bureau. And, obviously, if your bureau is frozen, they will either flat out decline the increase or they will request your PIN in order to pull the bureau. For me, out West, Citibank has always been an Experian and sometimes Equifax puller. It could be different out East.