- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
You should call and ask, but I suspect you would get the promotional interest rate. I say this because the bank is betting you won't pay the balance off in time to avoid interest and they'll get some money out of you that way.
Now if the offer were for a sign-up bonus, I would be less hopeful that you would get it.
I assume that "new accounts" means whatever is most advantageous to the bank in any particular situation. However, it never hurts to call and ask and argue if necessary.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.