- Green Member
- Posts: 5
- Joined: Sun Jul 29, 2012 9:16 pm
- Location: Massachusetts
Hey all, I've got a question that you probably have heard before on here, but here goes... What should I get for a second card?
I already have my first card, a Capital One Platinum Visa, which I got two years ago as of a few days from now. It has a $750 limit on it, I use it every month but rarely over 50% of the limit. It is paid in full each month no matter what and I have never missed a payment.
I want to get a second card to reduce my overall credit usage, because apparently one of the things other than credit age that is holding me back is I utilize too much of my credit (I don't think it should matter as long as I am paying it in full every month).
I like to use a card for gas as it is good for cash back as opposed to my debit, and I also don't use my debit for online transactions for security reasons.
Any suggestions on a good card? I don't really want to pay an annual fee, but cash back for things like gas would be nice. Thanks for reading!