- Platinum Member
- Posts: 88
- Joined: Fri Jan 06, 2012 1:04 pm
- Location: New York
I really don't understand how it works, maybe somebody can explain it to me...?
In June last year my score on CK was 731 and from there on, my score has been dropping each month, and is now 704. I have no idea why? I don't have any debt, I pay everything on time, have never been late on any payment. I have 3 credit cards, 2 i only use a little bit each month, and then my Amex Platinum which i use for almost everything (between $3000 - $5000 a month).
I upgraded from Amex Gold to Platinum in December last year, but as far as i know, upgrade is only a soft pull right?
Why is my CS dropping each month?
American Express Platinum
HSBC Platinum Master Card
Citi Diamond Preferred Master Card