Why are card accounts missing from my credit report?

For just about anything you want to get off your chest about credit cards.
3 posts
corsair
 
Posts: 2
Joined: Mon Jul 23, 2012 2:40 pm
Location: NorCal

Why are card accounts missing from my credit report?

Postby corsair » Mon Jul 23, 2012 2:45 pm

1.) I have a couple of accounts that i've had for several years that I use all the time. I just pulled all 3 credit reports and they are not listed. Any idea what could be causing this?

2.) A few of my accounts are not reporting the credit limit on the account which in effect is decreasing my reported total available credit and increasing my debt/credit utilization. How can I get this fixed?

Thanks! :)


DeadSpider
Platinum Member
Platinum Member
 
Posts: 82
Joined: Tue Jun 12, 2012 10:51 am
Location: Las Vegas

More info needed

Postby DeadSpider » Tue Jul 24, 2012 11:05 am

Need little more info.

1: What kind of accounts ?

2: Loans or Credit Cards and names of companies ?

3: How long ago was your last credit pull ?

4: Have you called the companies and asked if your accounts are in fact still open ?
Cap! QuickSilver VISA 2005 $6500
Chase Freedom MC 2006 $5000
Amex Sky 1999 $2000
BCE 1999 $8800
NFL 2013 $1500
Discover IT 2013 $3500
FICO July 16/2012 ---- 742 Experian (Amex)
BK comes off ---- 9/2014

corsair
 
Posts: 2
Joined: Mon Jul 23, 2012 2:40 pm
Location: NorCal

Postby corsair » Tue Jul 24, 2012 1:32 pm

1: What kind of accounts ?
Credit Cards

2: Loans or Credit Cards and names of companies ?
Credit Cards

3: How long ago was your last credit pull ?
Yesterday, all 3, none reporting

4: Have you called the companies and asked if your accounts are in fact still open ?
Yes, they are used regularly



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