Getting a card because of how it looks

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432521
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Getting a card because of how it looks

Postby 432521 » Wed Jul 18, 2012 9:25 pm

okay I am guilty of wanting certain credit cards because i think they look cool. For instance a reason why I wanted the freedom was because I liked the way it looked and plus I am building my credit and I guess I got lucky and the card happens to have great rewards.

I also got my discover more because of how it looks but in the end I had a real purpose for it I did it so I could "finance" my summer tuition bill for school because I was short a couple hundred and was able to pay it with my discover and then just pay off my discover two days later when my paycheck came in.


I want an amex charge card- zync because of the simple white and blue look, but I am to cheap for a 35 dollar fee... better yet any type of fee when I know that there are other cards out there that have no fee at all.
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday


Ratfacedudeguy
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Postby Ratfacedudeguy » Wed Jul 18, 2012 11:06 pm

I also have to admit that my quest for a CSP is primarily driven by the look of the card. However, the awesome rewards structure brings some substance into that desire, especially when combined with my existing Freedom card. Freedom is a looker too. The first time I saw one in person was at a Chick Fil A when the girl in front of me used one. I saw the edge of the card and I was like "is that green? Must have!" lol
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7750 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Amex Blue Cash Everyday - $1000 - 01/13

Centium
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Postby Centium » Wed Jul 18, 2012 11:16 pm

I'm guilty of it. Very happy with my Zync. Want a CSP for the same reason. I'm not keeping ****ty looking cards in my wallet!
Chase Sapphire Preferred - $20,400 | Citi Dividend World Elite Mastercard - $19,600 |Amex Delta Skymiles Gold - $14,000 | Chase Amazon Visa Signature - $6500 | Dell Preferred Account - $2,500 | Kohl's Charge - $2500 | Amex ZYNC - NPSL

KingVicc
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Postby KingVicc » Thu Jul 19, 2012 1:50 am

432521 wrote:okay I am guilty of wanting certain credit cards because i think they look cool. For instance a reason why I wanted the freedom was because I liked the way it looked and plus I am building my credit and I guess I got lucky and the card happens to have great rewards.

I also got my discover more because of how it looks but in the end I had a real purpose for it I did it so I could "finance" my summer tuition bill for school because I was short a couple hundred and was able to pay it with my discover and then just pay off my discover two days later when my paycheck came in.


I want an amex charge card- zync because of the simple white and blue look, but I am to cheap for a 35 dollar fee... better yet any type of fee when I know that there are other cards out there that have no fee at all.


Definitely guilty. I have the Blue by Amex and I wanted to upgrade to the Zync just because of the look. In fact I've been pre-approved for the gold, and at one point considered getting it just for the look! First year free with an average of $11 a month for the following years didn't sound too bad. Don't spend enough for rewards to matter though. Might consider it later haha. For now I'm sticking with my Blue.

I wish the Blue were similar in style to the platinum, gold, green, or Zync. Except maybe a blue with sky blue shade. It would be awesome!
[size=80]Wells Fargo Platinum Card (2010)
American Express Blue Card (2011)
Barclay US Card (2011)
[/size]

Bobzig
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Postby Bobzig » Thu Jul 19, 2012 4:56 am

I got this B of A Amex years ago because I loved the clear look.
Image
AMEX Gold
AMEX Gold Delta Skymiles
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Bobzig
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Postby Bobzig » Thu Jul 19, 2012 5:06 am

I came back from a vacation in London a couple of months ago. Flew Virgin Atlantic, loved it. Now I've been eyeing this card for the look as well. FML...

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AMEX Gold
AMEX Gold Delta Skymiles
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agp
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Postby agp » Thu Jul 19, 2012 7:42 am

I don't get people's obsession with how Chase Freedom looks. I have it, it's not as shiny after a few swipes.

I do love the looks of Palladium and Amex Gold though, but those rewards just do not justify the annual fee.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

jeffysdad
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Postby jeffysdad » Thu Jul 19, 2012 8:22 am

I prefer the look of cards with a matte finish. My Fidelity Amex has a finish like this, so does an older Discover card that I have but not a new one I recently received. Shiny cards quickly show all the scratches from swiping. The new Sapphire, non-embossed with the account info on back, looks cool. It's also a matte finish.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

agp
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Postby agp » Thu Jul 19, 2012 8:27 am

My regular Sapphire is starting to show swipe marks after about a dozen swipes... My Sapphire Preferred showed aftered the first one haha

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

ivotedale
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Postby ivotedale » Fri Jul 20, 2012 10:25 pm

If you can, apply for a card for its usage/benefits/ability to match your lifestyle first, rather than looks primarily. I too went for the Zync for its design for the most part, though it's perfect for my needs right now anyway. But after having it close to a year, the luster sorta wore off (figuratively and literally, it's pretty dirty after hundreds of swipes/being in the pocket). Granted, this is still my main card and will continue to be.

Sub-related, the Zync is neat because it's still a newer card; folks almost always mention they've never seen such an Amex card before when I pay w/ it. I never hear anything about my Green card, because anyone can have it, and it's extremely common in the Amex world I suppose.

I'll agree w/ AGP as well - the Freedom looks kinda rough after a few swipes. 5% cashback on certain categories is nice for big purchases though.

I did the same w/ Amex Green; I wanted to transfer points for miles, but after looking at the point redemption, I'm sorta regretting the card w/ its $95 fee (I'm fortunate to have found an offer w/ 1st year free). Jet Blue's pts are less than a 1:1 ratio of points, and Delta is about an even 1:1 as well. I don't really fly with the other partners listed on their website.

I'd almost be better off w/ the Amex Sky, or any other card w/ out an annual fee for that matter. I think I plan to cancel the Green when the year's time is up.

Anyhow, everyone's spending/lifestyle habits are different, so try to find a card that fits- don't make yourself fit the card, unless money allows of course.
Currently: American Express Blue Sky, American Express Zync, Chase Freedom Visa, Capital One Newcomers--->converted to Capital One Quicksilver Mastercard NO AF



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