What's the quickest way to pay off $3,500 in student debt?

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What's the quickest way to pay off $3,500 in student debt?

Postby ahazen1 » Wed Jul 18, 2012 1:20 pm

Hi Everyone!

I am a college student who is sophomore, I am independent. Family wont help me. I owe about 3500 on a Student Bill that needs to be paid off before August 15th or I will get kicked out. I have a job which I started in May and I have a Dell Account and a student card with US Bank. I have tried applying for loans and I cant get them because I dont have a cosigner. What is the best way to pay this off and is there any loans that require no cosigner? I am running out of options.

Thank you!

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Postby agp » Wed Jul 18, 2012 2:30 pm

Try FAFSA, or smaller banks/local CU for loans. But before applying, get your credit utilization % down, pay off balances if possible, and don't apply for new credit cards.

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Postby 432521 » Wed Jul 18, 2012 2:59 pm

Like agp said you should apply for financial aid and even if you get free money is terms of the pell grant they should still offer you loans that you don't have to pay back until 6 months after you graduate from school.

Also what school do you go to? I go to the University of Houston and when my tuition bill is due and my financial aid does not cover everything that needs to be paid I just apply for a 90 day emergency load facilitated thru the school itself. Maybe you should see if you school has something like that.
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