Any good cards with no foreign transaction fee?

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432521
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Any good cards with no foreign transaction fee?

Postby 432521 » Mon Jul 16, 2012 7:26 pm

So my sister is going aboard for graduate school and we are trying to figure out what kind of card she can get with or without my dad being a cosigner on so she can get a card that does not have a foreign transaction fee.

Should she just apply for a card when she gets over there or should she get one here in the US while she is still here?

If she gets one here does anyone know of any credit cards that don't charge foreign transaction fees?
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday


agp
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Postby agp » Mon Jul 16, 2012 7:29 pm

Get a US card unless she does not plan on coming back after grad school. Here's a list of cards with no Forex fees.

http://creditcardforum.com/blog/credit-cards-with-no-foreign-transaction-fee/

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

432521
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Postby 432521 » Mon Jul 16, 2012 7:32 pm

cool i did not know that the discover more doesn't charge a foreign transaction fee thats good to know.

I am not really sure how widely accepted a discover card would be in scotland, so should she just go ahead an get a visa/master card from capital one?
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

MemberSince99
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Postby MemberSince99 » Mon Jul 16, 2012 7:36 pm

Cool I didn't know that either, thanks for sharing agp

432521
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Postby 432521 » Mon Jul 16, 2012 7:49 pm

did some research and found my answer. Will not tell my sister to get a discover card because it is NOT widely used in scotland
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

agp
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Postby agp » Mon Jul 16, 2012 7:51 pm

If she is only getting one card then I would recommend a Visa.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

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jumbo
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Postby jumbo » Tue Jul 17, 2012 12:11 am

I was in France and Germany a couple of weeks ago, and like its said above, I could not use my Discover card in most of the places.
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

DeadSpider
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Postby DeadSpider » Tue Jul 17, 2012 8:32 am

Capital one VISA, get the card before leaving.
You can call any credit card company and ask before applying if they charge fee.
Cap! QuickSilver VISA 2005 $6500
Chase Freedom MC 2006 $5000
Amex Sky 1999 $2000
BCE 1999 $8800
NFL 2013 $1500
Discover IT 2013 $3500
FICO July 16/2012 ---- 742 Experian (Amex)
BK comes off ---- 9/2014

agp
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Postby agp » Tue Jul 17, 2012 8:05 pm

My link was changed for what I can reason to be only because that it is from a competing website, but it does not have everything I listed. Here's the original list in plain text. If I or any other member here was able to help you, please apply through the links on this forum. Doing so will keep the forums alive and free so no one will be charged membership fees.

  • American Express Platinum and Centurion (as of April 2011)
  • Bank of America Privileges with Travel Rewards
  • Bank of America Travel Rewards
  • Bank of America WorldPoints Travel Rewards for Businesses
  • All Capital One credit cards, including:
  • Capital One® Venture℠ Rewards Credit Card
  • Capital One® Cash Rewards - $100 Cash Back Bonus
  • Capital One Spark for Business suite
  • Capital One® Cash Rewards for Newcomers, for recent immigrants looking to build credit
  • Citi ThankYou Premier and Citi ThankYou Prestige (as of December, 2010)
  • Citi Executive AAdvantage World Elite MasterCard (as of July, 2011, carries a $450 annual fee)
  • Chase British Airways Card (as of November 2010)
  • Chase Priority Club Rewards Signature (as of July 2010)
  • Chase Hyatt Card
  • Chase Palladium, if you’re one of the fortunate few (we’re not)
  • Chase Ritz Carlton Rewards Card (as of June 2011, though this has a $395 annual fee)
  • Continental Presidential Plus from Chase
  • United Mileage Plus Club Visa from Chase (this card no longer seems to be offered, after United’s 7/19/11 credit card revamp)
  • Chase Sapphire Preferred
  • Discover credit cards, effective 11/6/11, though their international acceptance is still limited
  • First National Bank of Omaha Graphite American Express
  • Marriott Rewards Premiere from Chase (as of March 2011)
  • All Pentagon Federal cards, including the Pentagon Federal Promise (currently offering 4.99% balance transfers for 2 years) and PenFed Premium Travel American Express (5x points on airfare & Priority Pass lounge access when you spend $15k+ at 600 lounges worldwide)
  • Harvard World MasterCard
  • HSBC Premier (you have to have something on the order of $100,000 deposited with them to qualify)
  • Schwab’s Invest First Visa (one of the best credit card deals of all time, but no longer available)
Most credit unions offer up no fees other than the 1% Visa charges them. Some even have “no foreign transaction fee”, including
  • Northop Grumman Federal Credit Union (anyone can join by making a contribution to the Southern California Historical Aircraft Foundation)
  • Vystar Credit Union (must live in FL)
  • ESL Federal Credit Union (must live in upstate NY)
  • Texas Dow Employees Credit Union (TDECU) – anyone in the metro Houston area can join
  • Truliant Federal Credit Union (membership open to many regions of VA, SC, and near Greeneville, SC)
  • Associated Credit Union (membership is open to everyone)
  • Kirtland Federal Credit Union (membership is tough here, you have to be affiliated with the military in Arizona, either on Kirtland AFB, Reserves, or NM National Guard)
  • Reliant Credit Union (Monroe, Ontario and Wayne counties in New York)
  • Aerospace Credit Union (you have to work for Aerospace Corporation, or on Los Angeles AFB)
  • CoastHills Federal Credit Union (for residents of San Luis Obispo and northern Santa Barbara counties in CA)
  • Stanford Federal Credit Union (Anyone can join by donating $15-20 to one of two organizations)
  • Pacific Oaks Federal Credit Union (Open to residents of Ventura County, California)
  • Burbank Community Federal Credit Union (Open to residents of the City of Burbank, California)
  • Elga Credit Union (Open to residents of the Michigan Counties of Genesee, Saginaw, Lapeer, Shiawassee, Oakland, or Livingston)
  • Cy-Fair Federal Credit Union (Open to residents of parts of Houston, in the Cy-Fair ISD area)
  • Taylor Model Basin Federal Credit Union
  • Virginia Credit Union (Open to residents in many areas of Virginia)
  • Apple Federal Credit Union (Open to those associated with many of the school systems in Northern Virginia)
  • State Department Federal Credit Union (Anyone can join with a donation to the American Consumer Council)

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

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Postby ayn » Wed Oct 03, 2012 1:01 am

For no fee card, I'm very happy with the BankAmericard Travel Rewards™. No annual fees, no FTF, chipped, simple. I use it at places that don't take my AMEX Platinum (which also has no FTF, but has an annual fee that IMO is well worth it).



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