Wrongful chargeoff continues

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3 posts
irvine801
Centurion Member
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Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Wrongful chargeoff continues

Postby irvine801 » Thu Jul 12, 2012 11:22 pm

So this nightmare Is still going on. Now its on my credit report. I am currently disputing with EX. But I noticed amex and chase did soft pulls the very same day the charge off hit my report. I don't want to lose either account.. any suggestions?
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit


MemberSince99
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Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Fri Jul 13, 2012 6:08 am

Make a note in your report that you are disputing it. If they take action call them up and explain that you dispute it and are working to resolve it. That's probably the best you can do.

irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Fri Jul 13, 2012 8:59 am

Thanks membersince99, hopefully nothing even happens.
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit



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