Soft vs. hard credit inquiry for CLIs and new apps

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FutureBillionaire
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Soft vs. hard credit inquiry for CLIs and new apps

Postby FutureBillionaire » Wed Jul 11, 2012 7:27 pm

What cards/companies/banks do you all know of that will do a soft inquiry for credit limit increases and new cards if they deny your application?

I am interested in seeing what my options are and would like to limit inquiries if possible. The two cards I want in my collection are the AMEX BCP and the US Bank Cash+. I've also considered the Southwest card because I fly with them all the time.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


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