- Centurion Member
- Posts: 630
- Joined: Thu May 10, 2012 10:10 pm
- Location: North Los Angeles County
So here's my plan, if you guys think it needs correcting or think I need to wait a little bit longer to apply, I will take your advice.
End of October-2012 (give or take the 28th or 29th) Citi Forward (either student version or non student version) and Discover more (I would prefer to have the regular version, because apparently for the Student version you would have to enrolled at a 4 year school, but I go to a community college so idk.) I have not been sent any pre-approval or anything in mailers.
December 2012- Green Amex. Keep in mind that I have already been denied on the 5th, should I try again in December or not? I would think after 13 months of having good history (if I keep doing good with my credit and If I am approved for the card) that I would be able to be moved up to Gold, but that will not be for a little while, but would it be a good idea to apply again in December, providing If I have already been rejected? And If I should, is there any tips that you guys can provide me with before giving it another try.
April-May- 2013- Chase Freedom. I've heard you need at least a year of history to be considered for the card considering if everything else is okay.
Also, where did you guys buy your fico score from? and is it a legitimate score that the banks and lenders use or is it a Fako?
I appreciate any feedback! Thanks for reading!
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.