- Centurion Member
- Posts: 630
- Joined: Thu May 10, 2012 10:10 pm
- Location: North Los Angeles County
I'm going to rebump this thread. I've decided to avoid Amex for now and stick with companies I have a reasonable chance to get in with. Maybe I will apply with amex in December or April. Right now I am considering getting the Chase Freedom, or Citi Forward card for students. My income has gone up quite a bit. The income I had used in my other threads were from last year. This year my projected income is around 12,000 because my hours have gone up a lot this year, as well I got a second job. I make 400 through paychecks (every 2 weeks paycheck for 200, give or take, and then tips which come out to 150 for the three days I work, 50 dollars a day nearly, and I have a second job as doing payroll and sales for a franchisee (McDonald's, the guy owns about 10 of them throughout LA). I get paid from them 150 every 2 weeks so about 300 total. My income is right around 1,000 a month minus tax.) My only question, my history just passed right around 5 months and my account will officially be opened 6 months on the 25th. I also want to apply for Discover More, but not the student version since I do not attend a 4 year school. Based on my chances, do I have any chance of getting any of these cards? should I wait or apply now? should I wait until December or April to apply for any of these cards? Will any of these companies/banks ask to verify my income since it has gone up quite a bit this year compared to last year? I later one want to apply for an Amex Gold/Green but I have a feeling they want to see some more history before getting in with them. So my question is, the cards I mentioned above, Do I have a shot of getting them right now? should I wait until after the 25th? or when should I apply? and also should I get my fico score and CR after the 25th or is it available now? Thanks for reading, and I'll clarify if you need me to.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.